Our Services

USA Living Financial Group is an independent Registered Investment Advisor firm. As an Advisor firm, we work for our clients. We are not a sales group nor do we represent any company. We do not receive any commissions, fees or referrals from any company whose products we may recommend. We first and foremost always maintain a fiduciary relationship with our clients. Any recommendations or advice we may provide is always in the best interest of the client. We are hired by our clients to provide advisor services. Our income is derived from the fees paid by the client for these services. The services we provide and our fee structure is clearly stated in our Firm’s Form ADV Part II. A copy will be provided to you at the first appointment.

The services we provide are varied and customizable to meet a specific client’s needs. A short list of services we provide include:

• Financial statement preparation and analysis (including cash flow analysis/planning)
• Investment planning (including portfolio design, asset allocation and portfolio management)
• Income tax planning as it relates to investment planning
• Education planning
• Risk management and insurance
• Retirement planning
• Estate planning as it relates to retirement planning
• Employee benefits planning

It is rare that a client would need all of these services. During our first appointment we would define and establish the client-planner relationship along with discussing and documenting your financial goals and objectives. There is no charge for this first meeting, You are encouraged to have a trusted friend or family members also attend.